23insurers active
1premium region
20municipalities

The canton of Appenzell Ausserrhoden forms a single premium region — premiums are the same throughout the canton, whether you live in Herisau or in a smaller municipality. Enter your profile below to see the premiums that apply to you.

Canton of Appenzell Ausserrhoden

Coat of arms of the canton of Appenzell Ausserrhoden57'163Insured persons in the canton of Appenzell Ausserrhoden (FOPH, reference year 2024 — latest available figure)

Location in Switzerland

Location of the canton of Appenzell Ausserrhoden in Switzerland0.6%Share of all insured persons in Switzerland

The 5 largest health insurers in the canton of Appenzell Ausserrhoden

By number of insured persons in the canton (FOPH data), not by premium level
  1. 33.5%

  2. 12.5%

  3. 10.4%

  4. Agrisano

    7.7%

  5. CONCORDIA

    7.3%

Together these 5 insurers cover around 71% of everyone in the canton of Appenzell Ausserrhoden — the remaining 15 share the other 29%. Size says nothing about price: the cheapest insurer in the results below is usually not one of the largest.

Premium development 2025 to 2026 in the canton of Appenzell Ausserrhoden

Official FOPH figure · average premium
+5.0%

Canton of Appenzell Ausserrhoden · CHF 341.20/month

+4.4%

Switzerland overall · CHF 393.30/month

For context: reference-profile comparison

Not the same measure as the average premium above — the FOPH averages over all deductibles, models and age groups actually chosen; below is a single fixed profile (adults 26+, CHF 2,500 deductible, no accident cover, standard model). Main figure = average of this profile weighted by each insurer's membership; value in brackets = simple unweighted average.

Whole canton

+6.2% (+5.5%)

Ø weighted CHF 353.10 →
374.89/month

Cheapest insurer: +4.2%

How are these figures calculated?

Cheapest premium

Canton of Appenzell Ausserrhoden

Adults 26+, CHF 2,500 deductible, no accident cover

CHF …

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By municipality

See premiums in your municipality

The right premium region for the largest towns in the canton of Appenzell Ausserrhoden — with the exact minimum premiums that apply there.
Whole canton

Herisau

from CHF …/month

Whole canton

Teufen

from CHF …/month

Whole canton

Speicher

from CHF …/month

Whole canton

Heiden

from CHF …/month

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Gais

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Urnäsch

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Questions & answers

Frequently asked questions about the canton of Appenzell Ausserrhoden

There are currently 23 health insurers licensed for basic insurance in the canton of Appenzell Ausserrhoden. You'll find the full list further up, regardless of partnerships.

No, there's no need. The premiums shown already take the environmental levy refund into account — you see the amount that is actually billed.

2026: CHF 5.15 per month, or CHF 61.80 per year and person (FOEN).

No — the canton of Appenzell Ausserrhoden is listed by the Federal Office of Public Health as a single premium region. Wherever you live in the canton, the same premiums apply as in Herisau.

And then? Compare supplementary insurance in the same step.

This page compares compulsory basic insurance. If you pick an offer, alletta lets you compare the right supplementary insurance in the same step and take out both together online.