Region 1 · Urban
+3.9% (+3.8%)
Ø weighted CHF 480.68 →
499.44/month
Cheapest insurer: +4.9%
Canton of BernHealth insurance Bern:
Health insurance Bern:
compare 2027 premiums
Compare the compulsory basic insurance (OKP) of every health insurer in the canton of Bern for free and without bias — using the premium region that actually applies to your municipality.
26insurers active
3premium regions
334municipalities
The canton of Bern has 3 premium regions with noticeably different premiums — Region 1 (Bern) is on average around 24.0% above Region 3. Enter your postcode below or pick a region directly to see the premiums that apply to you.
Canton of Bern
1'069'801Insured persons in the canton of Bern (FOPH, reference year 2024 — latest available figure)Location in Switzerland
11.9%Share of all insured persons in SwitzerlandPremium regions
- Region 1
- Region 2
- Region 3
The 5 largest health insurers in the canton of Bern
By number of insured persons in the canton (FOPH data), not by premium level
24.2%
14.9%
14.4%
7.0%
6.9%
Together these 5 insurers cover around 68% of everyone in the canton of Bern — the remaining 18 share the other 32%. Size says nothing about price: the cheapest insurer in the results below is usually not one of the largest.
Premium development 2025 
2026 in the canton of Bern
Official FOPH figure · average premium+3.9%
Canton of Bern · CHF 399.30/month
+4.4%
Switzerland overall · CHF 393.30/month
For context: reference-profile comparison by region
Not the same measure as the average premium above — the FOPH averages over all deductibles, models and age groups actually chosen; below is a single fixed profile (adults 26+, CHF 2,500 deductible, no accident cover, standard model). Main figure = average of this profile weighted by each insurer's membership; value in brackets = simple unweighted average.Region 2 · Suburban
+4.4% (+3.9%)
Ø weighted CHF 419.45 →
438.09/month
Cheapest insurer: +6.3%
Region 3 · Rural
+5.0% (+4.3%)
Ø weighted CHF 384.47 →
403.53/month
Cheapest insurer: +6.5%
Whole canton
+4.4% (+4.0%)
Ø weighted CHF 428.20 →
447.02/month
All regions combined
How are these figures calculated?
Cheapest premium
Bern (Region 1)
Adults 26+, CHF 2,500 deductible, no accident cover
CHF …
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By municipality
See premiums in your municipality
The right premium region for the largest towns in the canton of Bern — with the exact minimum premiums that apply there.Bern
from CHF …/month
Biel/Bienne
from CHF …/month
Thun
from CHF …/month
Burgdorf
from CHF …/month
Langenthal
from CHF …/month
Spiez
from CHF …/month
Questions & answers
Frequently asked questions about the canton of Bern
There are currently 26 health insurers licensed for basic insurance in the canton of Bern. You'll find the full list further up, regardless of partnerships.
No, there's no need. The premiums shown already take the environmental levy refund into account — you see the amount that is actually billed.
2026: CHF 5.15 per month, or CHF 61.80 per year and person (FOEN).
The canton of Bern is divided into 3 premium regions. For the same profile, the difference between the most expensive region (in and around Bern) and the cheapest is roughly 24.0%.
Just enter your postcode above and you'll immediately see your premium region and the premiums that apply there. The allocation comes from the FOPH and usually stays stable over the years.
Not directly — Thun is in its own premium region with different premiums. You'll find the figures that apply to Thun in the region selector above.
And then? Compare supplementary insurance in the same step.
This page compares compulsory basic insurance. If you pick an offer, alletta lets you compare the right supplementary insurance in the same step and take out both together online.