24insurers active
3premium regions
100municipalities

The canton of Graubünden has 3 premium regions with noticeably different premiums — Region 1 (Chur) is on average around 15.7% above Region 3. Enter your postcode below or pick a region directly to see the premiums that apply to you.

Canton of Graubünden

Coat of arms of the canton of Graubünden210'175Insured persons in the canton of Graubünden (FOPH, reference year 2024 — latest available figure)

Location in Switzerland

Location of the canton of Graubünden in Switzerland2.3%Share of all insured persons in Switzerland

Premium regions

  • Region 1
  • Region 2
  • Region 3
Premium regions in the canton of Graubünden
24insurers currently offer basic insurance in the canton

The 5 largest health insurers in the canton of Graubünden

By number of insured persons in the canton (FOPH data), not by premium level
  1. ÖKK

    38.2%

  2. 11.4%

  3. 10.0%

  4. 8.8%

  5. 7.7%

Together these 5 insurers cover around 76% of everyone in the canton of Graubünden — the remaining 16 share the other 24%. Size says nothing about price: the cheapest insurer in the results below is usually not one of the largest.

Premium development 2025 to 2026 in the canton of Graubünden

Official FOPH figure · average premium
+5.5%

Canton of Graubünden · CHF 347.50/month

+4.4%

Switzerland overall · CHF 393.30/month

For context: reference-profile comparison by region

Not the same measure as the average premium above — the FOPH averages over all deductibles, models and age groups actually chosen; below is a single fixed profile (adults 26+, CHF 2,500 deductible, no accident cover, standard model). Main figure = average of this profile weighted by each insurer's membership; value in brackets = simple unweighted average.

Region 1 · Urban

+5.6% (+4.6%)

Ø weighted CHF 360.69 →
380.88/month

Cheapest insurer: +5.5%

Region 2 · Suburban

+6.3% (+5.4%)

Ø weighted CHF 333.00 →
353.88/month

Cheapest insurer: +7.7%

Region 3 · Rural

+7.2% (+6.2%)

Ø weighted CHF 316.97 →
339.76/month

Cheapest insurer: +6.7%

Whole canton

+6.3% (+5.4%)

Ø weighted CHF 336.89 →
358.17/month

All regions combined

How are these figures calculated?

Cheapest premium

Chur (Region 1)

Adults 26+, CHF 2,500 deductible, no accident cover

CHF …

Loading premiums …

By municipality

See premiums in your municipality

The right premium region for the largest towns in the canton of Graubünden — with the exact minimum premiums that apply there.
Region 1

Chur

from CHF …/month

Region 2

Davos

from CHF …/month

Region 2

Landquart

from CHF …/month

Region 3

Ilanz/Glion

from CHF …/month

Region 3

Thusis

from CHF …/month

Region 1

Arosa

from CHF …/month

Questions & answers

Frequently asked questions about the canton of Graubünden

You can choose from 24 health insurers offering basic insurance in the canton of Graubünden. You'll see all of them in the list below, presented neutrally.

Including. The per-person environmental levy refund has already been deducted from the approved gross premium — the figure shown is the amount actually due.

2026: CHF 5.15 per month, or CHF 61.80 per year and person (FOEN).

The canton of Graubünden has 3 premium regions set by the FOPH, each with different healthcare costs. Between the most expensive region (Chur) and the cheapest there is a difference of around 15.7%.

The easiest way is the postcode field above — the right region is shown to you automatically. The allocation of regions is set by the Federal Office of Public Health and only changes when municipalities merge.

No, Davos belongs to a different premium region with its own premiums. Choose the matching region above to see the right figures.

And then? Compare supplementary insurance in the same step.

This page compares compulsory basic insurance. If you pick an offer, alletta lets you compare the right supplementary insurance in the same step and take out both together online.