26insurers active
1premium region
7municipalities

The canton of Obwalden forms a single premium region — premiums are the same throughout the canton, whether you live in Sarnen or in a smaller municipality. Enter your profile below to see the premiums that apply to you.

Canton of Obwalden

Coat of arms of the canton of Obwalden39'856Insured persons in the canton of Obwalden (FOPH, reference year 2024 — latest available figure)

Location in Switzerland

Location of the canton of Obwalden in Switzerland0.4%Share of all insured persons in Switzerland

The 5 largest health insurers in the canton of Obwalden

By number of insured persons in the canton (FOPH data), not by premium level
  1. 29.2%

  2. CONCORDIA

    28.5%

  3. 9.8%

  4. 4.2%

  5. 4.2%

Together these 5 insurers cover around 76% of everyone in the canton of Obwalden — the remaining 17 share the other 24%. Size says nothing about price: the cheapest insurer in the results below is usually not one of the largest.

Premium development 2025 to 2026 in the canton of Obwalden

Official FOPH figure · average premium
+3.9%

Canton of Obwalden · CHF 314.00/month

+4.4%

Switzerland overall · CHF 393.30/month

For context: reference-profile comparison

Not the same measure as the average premium above — the FOPH averages over all deductibles, models and age groups actually chosen; below is a single fixed profile (adults 26+, CHF 2,500 deductible, no accident cover, standard model). Main figure = average of this profile weighted by each insurer's membership; value in brackets = simple unweighted average.

Whole canton

+4.3% (+5.9%)

Ø weighted CHF 320.67 →
334.57/month

Cheapest insurer: +8.8%

How are these figures calculated?

Cheapest premium

Canton of Obwalden

Adults 26+, CHF 2,500 deductible, no accident cover

CHF …

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By municipality

See premiums in your municipality

The right premium region for the largest towns in the canton of Obwalden — with the exact minimum premiums that apply there.
Whole canton

Sarnen

from CHF …/month

Whole canton

Kerns

from CHF …/month

Whole canton

Alpnach

from CHF …/month

Whole canton

Sachseln

from CHF …/month

Whole canton

Engelberg

from CHF …/month

Whole canton

Giswil

from CHF …/month

Questions & answers

Frequently asked questions about the canton of Obwalden

Currently 26 health insurers offer basic insurance in the canton of Obwalden. We always show you all of them — regardless of whether we work with them.

Yes. The amounts shown are the gross premiums approved by the Federal Office of Public Health, minus the environmental levy refund per person — i.e. the amount you actually pay. The deduction is already included for every insurer on offer and changes nothing about the ranking of the offers.

2026: CHF 5.15 per month, or CHF 61.80 per year and person (FOEN).

The Federal Office of Public Health only divides a canton into several premium regions if healthcare costs differ significantly within it. That is not the case in the canton of Obwalden — premiums therefore apply uniformly across the canton, whether you live in Sarnen or another municipality.

And then? Compare supplementary insurance in the same step.

This page compares compulsory basic insurance. If you pick an offer, alletta lets you compare the right supplementary insurance in the same step and take out both together online.