23insurers active
2premium regions
26municipalities

The canton of Schaffhausen has 2 premium regions with noticeably different premiums — Region 1 (Schaffhausen) is on average around 8.1% above Region 2. Enter your postcode below or pick a region directly to see the premiums that apply to you.

Canton of Schaffhausen

Coat of arms of the canton of Schaffhausen88'188Insured persons in the canton of Schaffhausen (FOPH, reference year 2024 — latest available figure)

Location in Switzerland

Location of the canton of Schaffhausen in Switzerland1.0%Share of all insured persons in Switzerland

Premium regions

  • Region 1
  • Region 2
Premium regions in the canton of Schaffhausen
23insurers currently offer basic insurance in the canton

The 5 largest health insurers in the canton of Schaffhausen

By number of insured persons in the canton (FOPH data), not by premium level
  1. 19.1%

  2. 12.4%

  3. ÖKK

    12.0%

  4. 10.4%

  5. 9.6%

Together these 5 insurers cover around 63% of everyone in the canton of Schaffhausen — the remaining 15 share the other 37%. Size says nothing about price: the cheapest insurer in the results below is usually not one of the largest.

Premium development 2025 to 2026 in the canton of Schaffhausen

Official FOPH figure · average premium
+4.0%

Canton of Schaffhausen · CHF 377.00/month

+4.4%

Switzerland overall · CHF 393.30/month

For context: reference-profile comparison by region

Not the same measure as the average premium above — the FOPH averages over all deductibles, models and age groups actually chosen; below is a single fixed profile (adults 26+, CHF 2,500 deductible, no accident cover, standard model). Main figure = average of this profile weighted by each insurer's membership; value in brackets = simple unweighted average.

Region 1 · Urban

+4.1% (+2.8%)

Ø weighted CHF 401.91 →
418.43/month

Cheapest insurer: +4.0%

Region 2 · Suburban and rural

+5.4% (+3.3%)

Ø weighted CHF 372.15 →
392.32/month

Cheapest insurer: +6.2%

Whole canton

+4.7% (+3.0%)

Ø weighted CHF 387.03 →
405.37/month

All regions combined

How are these figures calculated?

Cheapest premium

Schaffhausen (Region 1)

Adults 26+, CHF 2,500 deductible, no accident cover

CHF …

Loading premiums …

By municipality

See premiums in your municipality

The right premium region for the largest towns in the canton of Schaffhausen — with the exact minimum premiums that apply there.
Region 1

Schaffhausen

from CHF …/month

Region 1

Neuhausen am Rheinfall

from CHF …/month

Region 2

Thayngen

from CHF …/month

Region 2

Beringen

from CHF …/month

Region 2

Stein am Rhein

from CHF …/month

Region 2

Neunkirch

from CHF …/month

Questions & answers

Frequently asked questions about the canton of Schaffhausen

Currently 23 health insurers offer basic insurance in the canton of Schaffhausen. We always show you all of them — regardless of whether we work with them.

Yes. The amounts shown are the gross premiums approved by the Federal Office of Public Health, minus the environmental levy refund per person — i.e. the amount you actually pay. The deduction is already included for every insurer on offer and changes nothing about the ranking of the offers.

2026: CHF 5.15 per month, or CHF 61.80 per year and person (FOEN).

The Federal Office of Public Health divides the canton of Schaffhausen into 2 premium regions based on regional healthcare costs. Region 1 (Schaffhausen) is the most expensive, the most rural area the cheapest — the difference is around 8.1%.

Enter your postcode above — we automatically show you the correct region and the premiums that apply there. The allocation is set by law and rarely changes.

No — Thayngen is in a different premium region. Use the region selector above to see the correct premiums for Thayngen.

And then? Compare supplementary insurance in the same step.

This page compares compulsory basic insurance. If you pick an offer, alletta lets you compare the right supplementary insurance in the same step and take out both together online.