Region 1 · Urban
+8.1% (+7.2%)
Ø weighted CHF 531.31 →
574.56/month
Cheapest insurer: +9.5%
Canton of TicinoHealth insurance Ticino:
Health insurance Ticino:
compare 2027 premiums
Compare the compulsory basic insurance (OKP) of every health insurer in the canton of Ticino for free and without bias — using the premium region that actually applies to your municipality.
21insurers active
2premium regions
100municipalities
The canton of Ticino has 2 premium regions with noticeably different premiums — Region 1 (Lugano) is on average around 8.7% above Region 2. Enter your postcode below or pick a region directly to see the premiums that apply to you.
Canton of Ticino
356'561Insured persons in the canton of Ticino (FOPH, reference year 2024 — latest available figure)Location in Switzerland
4.0%Share of all insured persons in SwitzerlandPremium regions
- Region 1
- Region 2
The 5 largest health insurers in the canton of Ticino
By number of insured persons in the canton (FOPH data), not by premium level
22.3%
19.9%
15.3%
9.0%
7.2%
Together these 5 insurers cover around 74% of everyone in the canton of Ticino — the remaining 13 share the other 26%. Size says nothing about price: the cheapest insurer in the results below is usually not one of the largest.
Premium development 2025 
2026 in the canton of Ticino
Official FOPH figure · average premium+7.1%
Canton of Ticino · CHF 501.50/month
+4.4%
Switzerland overall · CHF 393.30/month
For context: reference-profile comparison by region
Not the same measure as the average premium above — the FOPH averages over all deductibles, models and age groups actually chosen; below is a single fixed profile (adults 26+, CHF 2,500 deductible, no accident cover, standard model). Main figure = average of this profile weighted by each insurer's membership; value in brackets = simple unweighted average.Region 2 · Suburban and rural
+6.7% (+6.8%)
Ø weighted CHF 488.86 →
521.78/month
Cheapest insurer: +9.7%
Whole canton
+7.5% (+7.0%)
Ø weighted CHF 510.09 →
548.17/month
All regions combined
How are these figures calculated?
Cheapest premium
Lugano (Region 1)
Adults 26+, CHF 2,500 deductible, no accident cover
CHF …
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By municipality
See premiums in your municipality
The right premium region for the largest towns in the canton of Ticino — with the exact minimum premiums that apply there.Lugano
from CHF …/month
Bellinzona
from CHF …/month
Locarno
from CHF …/month
Mendrisio
from CHF …/month
Biasca
from CHF …/month
Gordola
from CHF …/month
Questions & answers
Frequently asked questions about the canton of Ticino
Currently 21 health insurers offer basic insurance in the canton of Ticino. We always show you all of them — regardless of whether we work with them.
Yes. The amounts shown are the gross premiums approved by the Federal Office of Public Health, minus the environmental levy refund per person — i.e. the amount you actually pay. The deduction is already included for every insurer on offer and changes nothing about the ranking of the offers.
2026: CHF 5.15 per month, or CHF 61.80 per year and person (FOEN).
The Federal Office of Public Health divides the canton of Ticino into 2 premium regions based on regional healthcare costs. Region 1 (Lugano) is the most expensive, the most rural area the cheapest — the difference is around 8.7%.
Enter your postcode above — we automatically show you the correct region and the premiums that apply there. The allocation is set by law and rarely changes.
No — Biasca is in a different premium region. Use the region selector above to see the correct premiums for Biasca.
And then? Compare supplementary insurance in the same step.
This page compares compulsory basic insurance. If you pick an offer, alletta lets you compare the right supplementary insurance in the same step and take out both together online.