21insurers active
2premium regions
300municipalities

The canton of Vaud has 2 premium regions with noticeably different premiums — Region 1 (Lausanne) is on average around 8.1% above Region 2. Enter your postcode below or pick a region directly to see the premiums that apply to you.

Canton of Vaud

Coat of arms of the canton of Vaud838'862Insured persons in the canton of Vaud (FOPH, reference year 2024 — latest available figure)

Location in Switzerland

Location of the canton of Vaud in Switzerland9.3%Share of all insured persons in Switzerland

Premium regions

  • Region 1
  • Region 2
Premium regions in the canton of Vaud
21insurers currently offer basic insurance in the canton

The 5 largest health insurers in the canton of Vaud

By number of insured persons in the canton (FOPH data), not by premium level
  1. 29.1%

  2. 20.3%

  3. 13.8%

  4. 12.4%

  5. 5.0%

Together these 5 insurers cover around 81% of everyone in the canton of Vaud — the remaining 13 share the other 19%. Size says nothing about price: the cheapest insurer in the results below is usually not one of the largest.

Premium development 2025 to 2026 in the canton of Vaud

Official FOPH figure · average premium
+4.9%

Canton of Vaud · CHF 441.50/month

+4.4%

Switzerland overall · CHF 393.30/month

For context: reference-profile comparison by region

Not the same measure as the average premium above — the FOPH averages over all deductibles, models and age groups actually chosen; below is a single fixed profile (adults 26+, CHF 2,500 deductible, no accident cover, standard model). Main figure = average of this profile weighted by each insurer's membership; value in brackets = simple unweighted average.

Region 1 · Urban

+5.3% (+3.0%)

Ø weighted CHF 504.33 →
531.25/month

Cheapest insurer: +4.9%

Region 2 · Suburban and rural

+5.9% (+2.8%)

Ø weighted CHF 459.32 →
486.24/month

Cheapest insurer: +4.8%

Whole canton

+5.6% (+2.9%)

Ø weighted CHF 481.82 →
508.74/month

All regions combined

How are these figures calculated?

Cheapest premium

Lausanne (Region 1)

Adults 26+, CHF 2,500 deductible, no accident cover

CHF …

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By municipality

See premiums in your municipality

The right premium region for the largest towns in the canton of Vaud — with the exact minimum premiums that apply there.
Region 1

Lausanne

from CHF …/month

Region 2

Yverdon-les-Bains

from CHF …/month

Region 1

Montreux

from CHF …/month

Region 1

Nyon

from CHF …/month

Region 1

Renens

from CHF …/month

Region 2

Aigle

from CHF …/month

Questions & answers

Frequently asked questions about the canton of Vaud

Currently 21 health insurers offer basic insurance in the canton of Vaud. We always show you all of them — regardless of whether we work with them.

Yes. The amounts shown are the gross premiums approved by the Federal Office of Public Health, minus the environmental levy refund per person — i.e. the amount you actually pay. The deduction is already included for every insurer on offer and changes nothing about the ranking of the offers.

2026: CHF 5.15 per month, or CHF 61.80 per year and person (FOEN).

The Federal Office of Public Health divides the canton of Vaud into 2 premium regions based on regional healthcare costs. Region 1 (Lausanne) is the most expensive, the most rural area the cheapest — the difference is around 8.1%.

Enter your postcode above — we automatically show you the correct region and the premiums that apply there. The allocation is set by law and rarely changes.

No — Yverdon-les-Bains is in a different premium region. Use the region selector above to see the correct premiums for Yverdon-les-Bains.

And then? Compare supplementary insurance in the same step.

This page compares compulsory basic insurance. If you pick an offer, alletta lets you compare the right supplementary insurance in the same step and take out both together online.