Can my health insurer refuse my switch?

No. Basic insurance is compulsory – every insurer has to accept you.

How often may I switch?

As a rule once a year – provided you respect the notice period.

Can I switch my basic and supplementary insurance at the same time?

Yes! However, different deadlines apply to supplementary insurance. It may be that your supplementary insurance only starts a little later with the new insurer. alletta will advise you individually.

Change basic insurance – simple, digital & with Cashback

Couple sitting on the sofa working together on a laptop

Compare basic insurance now & switch health insurer

With alletta, you can find the right health insurance in just a few minutes - 100% online, with AI advice and attractive rebates.

When can you change your basic insurance?

You can change your basic insurance every yearif you adhere to the statutory deadlines:

Changeover time	Deadline for termination	Valid for
1 January	Termination by 30 November	All basic insurance models
1 July	Termination by 31 March	only for standard model with CHF 300 deductible

The following also applies when switching: Notice of termination must be given in writing and must be received by the health insurance fund no later than the last working day before the deadline.

Why is it worth changing your basic insurance?

There are many good reasons to change your basic insurance:

Save several hundred francs a year, depending on where you live and your health insurance fund.
Better service
Some cash registers offer faster processing, better accessibility or digital services.
Individual needs
Choose a model that suits your everyday life better - e.g. Telmed, GP or HMO.
Cashback with alletta
You get part of the commission for supplementary insurance back - thanks to self-counseling.

Woman switching health insurer conveniently by phone

How the change of basic insurance works

With alletta, switching is child's play. You only need a few minutes:

1. Provide information

Enter your personal information in the online form.

2. Compare offers

Compare the best health insurance companies at a glance.

3. Switch online

Take out new insurance digitally - cancellation included.

4. Receive Cashback

Change your supplementary insurance at the same time to secure your Cashback.

What do you need to consider when switching?

All health insurance companies must accept you -
Regardless of your age or state of health.
Supplementary insurance policies are not automatically transferred.
Different conditions and deadlines apply here.
Cancellation only valid with new policy:
Your new insurance company must confirm the admission before the old one ends.

Tip:

alletta can also help you choose the right supplementary insurance!

Three people looking at a smartphone together outdoors

Frequently asked questions about changing basic insurance

Can my health insurance company refuse my switch?

No. Basic insurance is compulsory - all health insurers must accept you.

How often can I change?

Usually once a year - subject to the notice period.

Can I change my basic and supplementary insurance at the same time?

Yes, but different deadlines apply to supplementary insurance. This means that your supplementary insurance may not start until a little later with the new insurer. alletta will inform you individually.

Switch health insurance now and save

Switching your basic insurance is easy with alletta:

Personal support from our AI avatar
Transparent comparison of all major health insurers
Cashback for your self-counseling
100% digital - no matter when, no matter where

Switch basic insurance now and secure Cashback