alletta – Digital insurance platform for health insurance comparison and legal protection insurance in Switzerland

thebrokernews•Posted on 20.12.2024
Jürg Stupp, CEO of alletta, in front of a pink alletta background

Introduction

Alletta InsurTech Startup Switzerland: The Aargau-based InsurTech startup alletta has been offering Swiss health insurance comparison and the online purchase of health insurance policies since autumn 2023. Since May 2024, legal protection insurance has also been available online. Payments are made monthly by credit card or TWINT.

Digital Insurance Platform: The platform is fully digital, including cancellation service for health insurers, and available in ten languages. Customers receive tailored offers for basic and supplemental health insurance in Switzerland.


Artificial Intelligence & Avatar: Advice is supported by an AI avatar capable of processing laws, regulations, and insurance conditions. Customer feedback is positive, and the AI continuously improves.


Providers & Coverage: alletta.ch includes offers from 10 Swiss health insurers, covering over 85% of the insured population.

Cashback Insurance:

  • Supplementary Health Insurance Cashback : up to CHF 300 per person.
  • Legal Protection Insurance Cashback : CHF 70 per household
  • Member-get-Member Program : up to CHF 100 per successful referral

Health Insurance Switching Switzerland:

  • Switching Deadline : 30 November (basic and supplementary insurance).
  • Additional Switch : 1 July only for standard model + CHF 300 deductible (cancellation until 31 March).

Reasons for Switching : Main goal is saving on health insurance premiums; additionally covering new needs (e.g., fitness insurance, international coverage, orthodontics for children). Recommendation: annual online health insurance comparison.


Retirees & Supplementary Insurance : Also important for retirees, but caution with hospital supplementary insurance (semi-private) and other supplementary products, as new contracts are often not possible. Cancellation only with written confirmation from the new insurer.

Legal Protection Insurance Switzerland : Complements the liability insurance, covers costs for legal advice and lawyers. Products: private legal protection, traffic legal protection, combined legal protection. Can be completed in 5 minutes online

Target Group & B2B : Focus on private customers digital insurance Switzerland, additionally brokers and intermediaries can use the platform for their clients

CEO Jürg Stupp : Graduate in business administration (HWV), over 25 years of experience health insurance Switzerland, ten years in executive management (Marketing/Sales), successful digitalization insurance sales with budget responsibility over CHF 200 million

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